AUTHORIZATION AGREEMENT FOR PRE-ARRANGED
PAYMENTS (DEBITS)


HOMEOWNERS ASSOCIATION'S NAME: PRESTWICK PROPERTY OWNERS
ASSOCIATION, INC.

HOMEOWNERS ASSOCIATION'S ID NUMBER: 570873631

I (we) authorize Chicora Development as agent for Prestwick Property Owners
Association, hereinafter called ASSOCIATION, to initiate debit entries to my (our)
Checking account indicated below and the depository named below, hereinafter called
DEPOSITORY, to debit the same to such account.

DEPOSITORY NAME BRANCH

CITY STATE ZIP

BK TRANSIT/ABA NO. ACCOUNT NO.

YOU MUST ATTACH A VOIDED CHECK FROM THE ACCOUNT YOU WANT
TO HAVE DEBITED. WE CANNOT INITIATE YOUR AUTOMATIC BANK
DRAFT WITHOUT A VOIDED CHECK FROM THE ACCOUNT YOU WANT
DEBITED.

This authority is to remain in full force and effect until DEPOSITORY has received
written notification from me (or either of us) of its termination in such time and in such
manner as to afford the DEPOSITORY a reasonable opportunity to act on it. A customer
has the right to stop payment of a debit entry by notification to DEPOSITORY prior to
charging account. If an erroneous debit entry is initiated by Chicora Development as
agent for the ASSOCIATION to a customer's account, customer shall have the right to
have the amount of such entry credited to such account by DEPOSITORY, if, within
fifteen calendar days following the date on which DEPOSITORY sent to customer a
statement of account or a written notice pertaining to such entry or 46 days after posting
whichever occurs first, the customer shall have sent to DEPOSITORY a written notice
identifying such entry, stating that such entry was in error and requesting DEPOSITORY
to credit the amount thereof to such account.

NAME(S)

OWNER NUMBER UNIT NUMBER

TELEPHONE NUMBER

DATE SIGNED

SIGNED

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